Estate Agents In York

Tuesday, March 31, 2020

Coronavirus: Your options if you’re struggling with mortgage repayments Nottingham Estate Agents

If you’ve been financially affected by coronavirus, you might be worrying about how you’ll afford your monthly mortgage payments. Thousands of people have lost some or all their income due to the coronavirus pandemic, but there is help available if you think you’re not going to be able to pay your mortgage. OnTheMarket has all […]

The post Coronavirus: Your options if you’re struggling with mortgage repayments appeared first on OnTheMarket.com blog.



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Selling your home? We get your questions answered by experts

View the full webinar here.

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New video by Rightmove on YouTube

Helping you move home in these uncertain times
We know that many of you will have concerns and questions about what the coronavirus outbreak means for your upcoming move, and so we hosted a live talk to try and help. Understandably we’ve seen things move more slowly over the past few weeks after what was an extremely busy start to the year, and we’ve seen some property sales fall through. Millions of home-hunters are continuing to search on Rightmove daily and home movers are still sending enquiries looking to buy or rent their next home. After speaking to a number of agents, we announced last week that we’ve significantly reduced the fees they pay to us over this period of uncertainty, to help make sure that in the coming months they can continue to help you. In this session, we covered: Some of the many ways in which estate agents are already adapting to help keep moves happening Shared practical advice for those already in the process of moving, to help you adapt to what your agent may now ask of you


View on YouTube

Can I let tradespeople into my home during lockdown?

Read the advice, here.

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Monday, March 30, 2020

Star property under £250,000 Nottingham Estate Agents

There’s certainly no lack of light in this cleverly designed three-bedroom home in the grounds of a renovated Victorian pumping station. That’s because the front of the property is fully glazed up to its two storey height, met at the roofline by the top of the living grass exterior which covers all of one side […]

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Star property over £500,000 Nottingham Estate Agents

Part of a historic country estate, the word ‘flat’ barely does justice to this astonishing four-bedroom ground-floor property. The Albury Park estate near Guildford in Surrey has been the seat of Earls, parliamentarians and bankers since it was built in the 19th Century. The Grade II-listed stately home at its heart has now been divided […]

The post Star property over £500,000 appeared first on OnTheMarket.com blog.



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Government issues coronavirus advice for movers

What does this mean for you?

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Take a tour of the house used on comedy show Taskmaster

Does it look bigger on TV?

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Sunday, March 29, 2020

First-time buyers: how will coronavirus crisis affect our move?

We’re due to move at the end of April and don’t know if this qualifies as essential travel

Q We are in the process of buying our first house, with our expected moving in date at the end of April 2020. We are wondering whether, in this current coronavirus climate, moving house counts as “essential travel”. Equally, will removal companies and cleaning companies (which we will require for our end of tenancy clean) be up and running, and classed as essential services? Many thanks, and I hope you can answer our query.
AM

A government guidance published on 26 March 2020 is silent on whether moving house counts as essential travel. What it does make clear is that people who haven’t yet exchanged contracts on a property purchase should put off doing so. Those, like you, who have exchanged contracts can go ahead if the move is to an unoccupied house. Otherwise you should take steps to delay your completion date to which end the government is “working with conveyancers to develop a standard legal process for moving completion dates”. If moving is unavoidable because you’re not able to agree a delay, you must follow advice on social distancing when moving. For the staff of removal firms this could be easier said than done. Given the size of most domestic furniture, two people carrying a chest of drawers, for example, are going to be a lot less than two metres apart; ditto sitting together in the cab of the removal lorry.

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Birds, buds and bright days: how spring can make us healthier and happier

Longer, lighter days can help us banish old habits, sleep better and improve our mental health, even during the lockdown


Thank goodness that, in this time of crisis, it is now spring. In the northern hemisphere, at least, we can say hello to green shoots, flowers, bumblebees and butterflies. Finally, the clocks have gone back to British Summer Time. We’ve lost an hour of sleep, but hello, light.

The greatest hope for the new season this year is that better weather will start to make it harder for coronavirus to spread. And for those lucky enough to still have their health, spring can provide other consolations. Its strong sense of a new beginning nudges our outlook and actions in welcome ways. Katherine Milkman, a behavioural scientist at the Wharton School at the University of Pennsylvania, has studied the phenomenon and found that there is more to spring cleaning than the sunlight suddenly showing up cobwebs and window smears. “The start of spring generally makes us feel more motivated – it’s a so-called ‘fresh start date’,” she says. As such, it makes us feel less connected to the past. “That disconnect gives us a sense that whatever we messed up on previously, we can get right now. Maybe the old you failed to quit smoking or start a lasting exercise routine, but the new you can do it.”

Continue reading...

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Birds, buds and bright days: how spring can make us healthier and happier

Longer, lighter days can help us banish old habits, sleep better and improve our mental health, even during the lockdown


Thank goodness that, in this time of crisis, it is now spring. In the northern hemisphere, at least, we can say hello to green shoots, flowers, bumblebees and butterflies. Finally, the clocks have gone back to British Summer Time. We’ve lost an hour of sleep, but hello, light.

The greatest hope for the new season this year is that better weather will start to make it harder for coronavirus to spread. And for those lucky enough to still have their health, spring can provide other consolations. Its strong sense of a new beginning nudges our outlook and actions in welcome ways. Katherine Milkman, a behavioural scientist at the Wharton School at the University of Pennsylvania, has studied the phenomenon and found that there is more to spring cleaning than the sunlight suddenly showing up cobwebs and window smears. “The start of spring generally makes us feel more motivated – it’s a so-called ‘fresh start date’,” she says. As such, it makes us feel less connected to the past. “That disconnect gives us a sense that whatever we messed up on previously, we can get right now. Maybe the old you failed to quit smoking or start a lasting exercise routine, but the new you can do it.”

Continue reading...

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Earthly delights: gardening in a time of crisis

Gardens have been a lifelong comfort for Olivia Laing. In these uncertain times, she welcomes their green embrace more than ever

Gardens have been the anchor and mainstay of my life, the most enduring source of fascination and pleasure. I started young. My father is a besotted plantsman and after my parents divorced in the early 1980s he spent custody weekends taking me and my younger sister to every open garden within 50 miles of the M25. We whiled away wet Saturdays in the hothouses at Kew, trying to persuade the butterflies to land on our fingers. I learned my first botanical name at RHS Wisley one winter afternoon, lured by the rich fragrance emitting from a nondescript shrub with tiny clusters of shell-pink flowers – Daphne odora ‘Warblington’, a name that has lodged with me ever since.

I was an anxious and not very happy child, and I loved the spell of self-forgetfulness that happens in a garden – the sense of being wholly absorbed, lifted out of time. The places I was most drawn to were shaggy, a little wild around the edges. I agreed with Frances Hodgson Burnett’s manifesto in The Secret Garden: a garden loses all its magic if it becomes too spick and span. It must feel half-forgotten, sunk in slumber. You have to be able to lose yourself, to forget the outside world; to feel, as Burnett put it, hundreds of miles from anyone, but not lonely at all.

Continue reading...

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Earthly delights: gardening in a time of crisis

Gardens have been a lifelong comfort for Olivia Laing. In these uncertain times, she welcomes their green embrace more than ever

Gardens have been the anchor and mainstay of my life, the most enduring source of fascination and pleasure. I started young. My father is a besotted plantsman and after my parents divorced in the early 1980s he spent custody weekends taking me and my younger sister to every open garden within 50 miles of the M25. We whiled away wet Saturdays in the hothouses at Kew, trying to persuade the butterflies to land on our fingers. I learned my first botanical name at RHS Wisley one winter afternoon, lured by the rich fragrance emitting from a nondescript shrub with tiny clusters of shell-pink flowers – Daphne odora ‘Warblington’, a name that has lodged with me ever since.

I was an anxious and not very happy child, and I loved the spell of self-forgetfulness that happens in a garden – the sense of being wholly absorbed, lifted out of time. The places I was most drawn to were shaggy, a little wild around the edges. I agreed with Frances Hodgson Burnett’s manifesto in The Secret Garden: a garden loses all its magic if it becomes too spick and span. It must feel half-forgotten, sunk in slumber. You have to be able to lose yourself, to forget the outside world; to feel, as Burnett put it, hundreds of miles from anyone, but not lonely at all.

Continue reading...

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A room with a review: critics on the art of home working

For those who write about culture for a living, working from home is a way of life. Pre-lockdown, the Observer’s film, art, dance, architecture and theatre critics discussed their jobs

The experts’ experts - our writers on their most-trusted sources

“Every now and then, in the middle of Tuesday afternoon, when you’ve seen a run of really bad films – Mighty Pups, say, followed by some terrible Michael Bay movie – and you’re scuttling from one screening room to another, and it’s raining, and you’ve got a deadline, and you’ve been up since 5am, and you think: ‘Ohhh, life is so hard!’ But then you go: ‘Hang on a minute…’” Mark Kermode takes a breath and reflects on his professional fortunes. “When I went to the school careers office, they told me I should probably work in an insurance office. Instead,” – he draws the next six words out for emphasis – “I watch films for a living. Which is astonishing to me. I should never ever complain about the job that I have, because I have the best job in the world.”

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If you have to self-isolate… then why not self-propagate, too

Three easy ways to clone your houseplants

For those of us who have to self-isolate in the coming months, gardening can be a great escape. A growing body of research suggests that being around plants can reduce stress and anxiety, thus gardening can provide not only a welcome distraction from the headlines, but much-needed signs of growth, new life and positivity.

The best news is, you don’t even need a garden to get these benefits. The beauty of houseplants is that even people like me, who might otherwise be looking at four walls and Netflix for weeks on end, can benefit from horticultural therapy. So, in that spirit, here are a range of houseplants you can propagate at home right now to lift your spirits. Home propagation is also an excellent way to get new plants for free.

Continue reading...

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If you have to self-isolate… then why not self-propagate, too

Three easy ways to clone your houseplants

For those of us who have to self-isolate in the coming months, gardening can be a great escape. A growing body of research suggests that being around plants can reduce stress and anxiety, thus gardening can provide not only a welcome distraction from the headlines, but much-needed signs of growth, new life and positivity.

The best news is, you don’t even need a garden to get these benefits. The beauty of houseplants is that even people like me, who might otherwise be looking at four walls and Netflix for weeks on end, can benefit from horticultural therapy. So, in that spirit, here are a range of houseplants you can propagate at home right now to lift your spirits. Home propagation is also an excellent way to get new plants for free.

Continue reading...

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Saturday, March 28, 2020

Brassica, lettuce and tear peas… inspiration from Sanlúcar

A trip to the sun yields plenty of ideas – but can I grow anything this good?

Late February, Henri’s birthday trip to Sanlúcar in Andalucia. We first discovered the ancient city by accident when disappointed by Jerez. A cab to the coast, the old fail-safe. A place to fall in love.

Here, magical inner courtyards echo the Moors: plants in pots, painted tiles, water, cooling shade. There is a small vegetable plot outside our window. I am shamed by its perfection. Six raised rows, generously spaced: one of brassica, the rest a crisp green lettuce and another redder leaf. There are bitter-orange trees and bulbous lemon, fragrant blossom.

Continue reading...

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Brassica, lettuce and tear peas… inspiration from Sanlúcar

A trip to the sun yields plenty of ideas – but can I grow anything this good?

Late February, Henri’s birthday trip to Sanlúcar in Andalucia. We first discovered the ancient city by accident when disappointed by Jerez. A cab to the coast, the old fail-safe. A place to fall in love.

Here, magical inner courtyards echo the Moors: plants in pots, painted tiles, water, cooling shade. There is a small vegetable plot outside our window. I am shamed by its perfection. Six raised rows, generously spaced: one of brassica, the rest a crisp green lettuce and another redder leaf. There are bitter-orange trees and bulbous lemon, fragrant blossom.

Continue reading...

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Rolling back the years in the East End

Working only with ancient techniques, a paint specialist has lovingly restored his Georgian house in Whitechapel

The basement table of Pedro da Costa Felgueiras’s east London home looks like a still-life painting. A glistening triangle of membrillo on a wooden board, two enamel mugs and a silver teapot sit atop a utilitarian cloth. The only concession to modernity is Felgueiras’s laptop (he’s studying an online course in agriculture). The table itself is 18th-century and was found in the basement when he bought the house 12 years ago.

I was steeped in this aesthetic from an early age and it stuck with me

Continue reading...

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Rolling back the years in the East End

Working only with ancient techniques, a paint specialist has lovingly restored his Georgian house in Whitechapel

The basement table of Pedro da Costa Felgueiras’s east London home looks like a still-life painting. A glistening triangle of membrillo on a wooden board, two enamel mugs and a silver teapot sit atop a utilitarian cloth. The only concession to modernity is Felgueiras’s laptop (he’s studying an online course in agriculture). The table itself is 18th-century and was found in the basement when he bought the house 12 years ago.

I was steeped in this aesthetic from an early age and it stuck with me

Continue reading...

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How to grow bugles | Alys Fowler

It’s a seriously good bee and butterfly plant that doesn’t mind poor soil, thrives in shade and grows quickly

I have fallen for a very ordinary sort of plant; the small woodlander, Ajuga reptans, or bugle. It’s a native that’s fond of damp forest floors, where it creates a dense carpet of small blue flowers that are delightful: not showy or spectacular, just rather lovely and flowering right through to early summer.

It’s not just any ajuga that has caught my eye. Ajuga reptans ‘Rosea’, as its name suggests, is a pale rose-coloured form. I have planted it under one of my apples, near a bench that catches the first of the morning sun and is perfect for a quick coffee as I take in the blossom before the day starts. The blush-pink apple blossom is mirrored in a pool of pink below; I have never been so shamelessly romantic.

Continue reading...

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Gardening tips: plant pasqueflowers

Then invest in a Japanese gardening tool and prune winter shrubs

Plant this The purple goblets of the pasqueflower (Pulsatilla vulgaris) start emerging now, bringing colour to gravel gardens and food for hungry pollinators. This British native with ferny foliage prefers chalky soil, sharp drainage and full sun. Height and spread: 20cm x 20cm.

Buy this Whether weeding, planting bulbs or transplanting perennials, I wouldn’t be without my hori-hori – a Japanese gardening tool that has become popular around the world. Its heavy-duty blade is serrated on one side for slicing through roots and soil, and is definitely not child-friendly. Available from niwaki.com.

Continue reading...

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How to grow bugles | Alys Fowler

It’s a seriously good bee and butterfly plant that doesn’t mind poor soil, thrives in shade and grows quickly

I have fallen for a very ordinary sort of plant; the small woodlander, Ajuga reptans, or bugle. It’s a native that’s fond of damp forest floors, where it creates a dense carpet of small blue flowers that are delightful: not showy or spectacular, just rather lovely and flowering right through to early summer.

It’s not just any ajuga that has caught my eye. Ajuga reptans ‘Rosea’, as its name suggests, is a pale rose-coloured form. I have planted it under one of my apples, near a bench that catches the first of the morning sun and is perfect for a quick coffee as I take in the blossom before the day starts. The blush-pink apple blossom is mirrored in a pool of pink below; I have never been so shamelessly romantic.

Continue reading...

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via IFTTT

Gardening tips: plant pasqueflowers

Then invest in a Japanese gardening tool and prune winter shrubs

Plant this The purple goblets of the pasqueflower (Pulsatilla vulgaris) start emerging now, bringing colour to gravel gardens and food for hungry pollinators. This British native with ferny foliage prefers chalky soil, sharp drainage and full sun. Height and spread: 20cm x 20cm.

Buy this Whether weeding, planting bulbs or transplanting perennials, I wouldn’t be without my hori-hori – a Japanese gardening tool that has become popular around the world. Its heavy-duty blade is serrated on one side for slicing through roots and soil, and is definitely not child-friendly. Available from niwaki.com.

Continue reading...

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Friday, March 27, 2020

Britons go on shopping spree to ease grind of Covid-19 confinement

Online trade booms as people stock up with jigsaw puzzles, crafts and gardening gear

The prospect of weeks trapped at home has seen Britons embark on unlikely shopping sprees as they create home offices and gyms but also embrace hobbies ranging from dressmaking to jigsaw puzzling and growing their own veg.

With all non-essential high street shops and some websites now closed, what is left of high street trade is online as households hunker down and seek ways to keep themselves and their children entertained.

Continue reading...

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Britons go on shopping spree to ease grind of Covid-19 confinement

Online trade booms as people stock up with jigsaw puzzles, crafts and gardening gear

The prospect of weeks trapped at home has seen Britons embark on unlikely shopping sprees as they create home offices and gyms but also embrace hobbies ranging from dressmaking to jigsaw puzzling and growing their own veg.

With all non-essential high street shops and some websites now closed, what is left of high street trade is online as households hunker down and seek ways to keep themselves and their children entertained.

Continue reading...

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Country diary: sit down and let the wildlife come to you

Welburn, North Yorkshire: You’d be surprised what turns up if you just settle a while in your own back garden

I say it a lot, but don’t take my own advice enough. Experiencing nature is about slowing down – stopping, in fact. The stiller you stay, the more you see. Nature confides when you’re not blundering through it. But that’s only half the story. The rest is attention. It takes mental effort to stand, orient, step and not fall on your face. Backroom brainwork for sure, but it still absorbs neural capacity, and so the best way to see is to sit.

The bench under the kitchen window is as good a place for this as I know. Three metres from the bird feeder, a bed of overgrown lavender and rosemary, a backdrop of grass too scruffy to be called a lawn and a wooded slope that limits the horizon to less than 100 metres. We’re lucky, I know it. In this space, if need be, we can exercise the dog and ourselves. We can feel the sun, listen to the birds, sniff the wind without fearing what the air might contain.

Continue reading...

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Country diary: sit down and let the wildlife come to you

Welburn, North Yorkshire: You’d be surprised what turns up if you just settle a while in your own back garden

I say it a lot, but don’t take my own advice enough. Experiencing nature is about slowing down – stopping, in fact. The stiller you stay, the more you see. Nature confides when you’re not blundering through it. But that’s only half the story. The rest is attention. It takes mental effort to stand, orient, step and not fall on your face. Backroom brainwork for sure, but it still absorbs neural capacity, and so the best way to see is to sit.

The bench under the kitchen window is as good a place for this as I know. Three metres from the bird feeder, a bed of overgrown lavender and rosemary, a backdrop of grass too scruffy to be called a lawn and a wooded slope that limits the horizon to less than 100 metres. We’re lucky, I know it. In this space, if need be, we can exercise the dog and ourselves. We can feel the sun, listen to the birds, sniff the wind without fearing what the air might contain.

Continue reading...

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Coronavirus: What it means for home buyers Nottingham Estate Agents

The coronavirus pandemic is having a drastic effect on the property industry. The certainty provided by the election of a majority government in December, which saw buyers and sellers who had been holding off amid uncertainty over Brexit getting busy again, feels like a long time ago. That renewed demand saw 103,870 homes sold in […]

The post Coronavirus: What it means for home buyers appeared first on OnTheMarket.com blog.



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Let’s move to Linlithgow, West Lothian: Silicon Glen capital with a regal past

There’s still romance here, but the seat of monarchs has given way to humble, suburban dreams

What’s going for it? Linlithgow wears its 21st-century role as a commuter town in the sweet spot between Edinburgh and Glasgow in the way a megastar of stage or screen might – someone who, in later life, has had cause to stack shelves in Lidl. Nothing wrong with stacking shelves or, indeed, Lidl. But Linlithgow has known grander times. This, I’ll have you know, is the Royal Burgh of Linlithgow, and it has the palace to prove it, ta-dah on its hilltop pedestal, as if anyone could ignore it. Don’t you know who I was? True, the palace lacks a roof these days. Yet this palace gave birth to Mary, Queen of Scots. This palace was the centre of the Stuart dynasty. This palace’s fountain once flowed with wine, it’s said, for the marriage of James V and Mary of Guise. Still, those days have long gone. Although there’s romance still in its polished old streets, today it’s a romance designed, not as a stage set for monarchy, political intrigue and government, but for more humble, suburban dreams, and propping up house prices. Linlithgow has grown accustomed to its new role: capital of Silicon Glen, Queen of Middle Scotland, provider of comfy sofas and Netflix filming locations to the strivers of Edinburgh and Glasgow.

The case against… It’s a small town of commuters: kids and beatniks will want to escape – though worry not, the fleshpots of Edinburgh and Glasgow are nearby. It’s a victim of its own popularity: traffic, parking, house prices and oversubscribed schools.

Continue reading...

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Turning crap into gold: why a composting habit will change your life

In the era of Covid-19, we’ve had to move away from bring-your-own containers and reusable coffee cups – composting can help ease the burden

I have never laughed, cried and wanted to make brown butter apple cake more than now.

We don’t know how long it will be before we emerge from our chrysalises into the world again. But while we’re at home many of us seem to have paused to reflect on our consumption choices.

I hope we keep our newfound habits and do not fall back on old ones. The soul-benefiting DIY posts from around the world already feel like exactly what social media, in its best light, was built for.

Another realisation I’ve noticed in this quest for improvement is the process of literally dealing with one’s crap, whether it’s the spiritual, physical or organic variety.

Continue reading...

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Turning crap into gold: why a composting habit will change your life

In the era of Covid-19, we’ve had to move away from bring-your-own containers and reusable coffee cups – composting can help ease the burden

I have never laughed, cried and wanted to make brown butter apple cake more than now.

We don’t know how long it will be before we emerge from our chrysalises into the world again. But while we’re at home many of us seem to have paused to reflect on our consumption choices.

I hope we keep our newfound habits and do not fall back on old ones. The soul-benefiting DIY posts from around the world already feel like exactly what social media, in its best light, was built for.

Another realisation I’ve noticed in this quest for improvement is the process of literally dealing with one’s crap, whether it’s the spiritual, physical or organic variety.

Continue reading...

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via IFTTT

Let’s move to Linlithgow, West Lothian: Silicon Glen capital with a regal past

There’s still romance here, but the seat of monarchs has given way to humble, suburban dreams

What’s going for it? Linlithgow wears its 21st-century role as a commuter town in the sweet spot between Edinburgh and Glasgow in the way a megastar of stage or screen might – someone who, in later life, has had cause to stack shelves in Lidl. Nothing wrong with stacking shelves or, indeed, Lidl. But Linlithgow has known grander times. This, I’ll have you know, is the Royal Burgh of Linlithgow, and it has the palace to prove it, ta-dah on its hilltop pedestal, as if anyone could ignore it. Don’t you know who I was? True, the palace lacks a roof these days. Yet this palace gave birth to Mary, Queen of Scots. This palace was the centre of the Stuart dynasty. This palace’s fountain once flowed with wine, it’s said, for the marriage of James V and Mary of Guise. Still, those days have long gone. Although there’s romance still in its polished old streets, today it’s a romance designed, not as a stage set for monarchy, political intrigue and government, but for more humble, suburban dreams, and propping up house prices. Linlithgow has grown accustomed to its new role: capital of Silicon Glen, Queen of Middle Scotland, provider of comfy sofas and Netflix filming locations to the strivers of Edinburgh and Glasgow.

The case against… It’s a small town of commuters: kids and beatniks will want to escape – though worry not, the fleshpots of Edinburgh and Glasgow are nearby. It’s a victim of its own popularity: traffic, parking, house prices and oversubscribed schools.

Continue reading...

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The best independent online homewares – in pictures

Looking for something original? These retailers are young, online, socially aware – and rejecting mass production for small-batch homewares

Continue reading...

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The best independent online homewares – in pictures

Looking for something original? These retailers are young, online, socially aware – and rejecting mass production for small-batch homewares

Continue reading...

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Digested week: fear and loathing in coronavirus lockdown | John Crace

It’s a strange time to be a sketch writer, when not much is funny, but small things still bring joy

So here is how my typical day begins. I wake up early and for a brief nanosecond all is well with the world. Then my mind turns both to the nightmares I have consistently experienced for some months now and the reality of the coronavirus pandemic. Anxiety electrifies me. It’s not just some sense of existential dread, it’s a parasitical physical entity that takes over my entire body.

Continue reading...

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Digested week: fear and loathing in coronavirus lockdown

It’s a strange time to be a sketch writer, when not much is funny, but small things still bring joy

So here is how my typical day begins. I wake up early and for a brief nanosecond all is well with the world. Then my mind turns both to the nightmares I have consistently experienced for some months now and the reality of the coronavirus pandemic. Anxiety electrifies me. It’s not just some sense of existential dread, it’s a parasitical physical entity that takes over my entire body.

Continue reading...

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10 top tips for staying productive if you’re working remotely

We hope these help!

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Housebuilder shares plunge after people urged to delay moves

Government Covid-19 advice has impact on Persimmon, Barratt, Redrow and more

Shares in housebuilding companies plunged when the market opened on Friday after the government put the brakes on the housing market, telling people to delay their home moves if possible and to stop new viewings.

The government, which announced the new guidance on Thursday night, urged buyers and sellers to put plans on hold until the coronavirus restrictions are no longer in place.

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Homes for sale with literary links – in pictures

Take a leaf from authors including Coleridge and Dickens with these well-storied properties

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Thursday, March 26, 2020

Confined in rental apartments, millennials decorate virtual homes

Interior design apps are on the rise as homeownership rates among people under 35 have fallen by 20% in the last decade

Out of a desperate desire to avoid the doom-and-gloom news reel for at least a few hours a day and with Covid-19 keeping me confined at home, I have become interiors-obsessed. There’s no more pleasant distraction than searching for the perfect rug to really pull a room together, debating variations of patterned wallpaper, or agonizing over exactly how many scatter cushions are too many scatter cushions.

An hour or two a day can easily be wiled away planning a whole-house refurbishment. The only problem is, like most young people, I don’t actually own a home that I can decorate. Instead, I’ve been sucked into the world of decorating apps, and their creators have been expecting people like me – permanently renting millennials, AKA “Generation Rent”.

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Hope for home moves during coronavirus as Law Society says some may go ahead Nottingham Estate Agents

Home moves planned for the immediate future may still be able to go ahead, the Law Society has said. Instructing its conveyancer solicitor members, the society said: “If you are acting for someone who has exchanged contracts and has a completion date within the next few days, and you, your client and the other side are able […]

The post Hope for home moves during coronavirus as Law Society says some may go ahead appeared first on OnTheMarket.com blog.



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Number of homes sold in UK expected to plunge by 60% in next three months

Property website Zoopla reports viewings and house moves have ground to halt

The number of homes sold in the UK is expected to fall by 60% in the next three months, according to the property website Zoopla.

There was a 40% drop in housing enquiries for the week to 22 March, the week before the nationwide lockdown, and new sales agreed fell by 15% on the previous week.

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Coronavirus: What financial help is available and how you can claim Nottingham Estate Agents

With many questions surrounding the financial implications of COVID-19, OnTheMarket takes a look at the help available for homeowners, renters and those worried about their salaries. Coronavirus mortgage holiday In a bid to help homeowners who are struggling to pay their mortgage due to COVID-19, the Government has announced a three-month payment holiday. To apply, homeowners […]

The post Coronavirus: What financial help is available and how you can claim appeared first on OnTheMarket.com blog.



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Halifax withdraws majority of mortgages

Lender flooded with requests for payment holidays while valuers unable to inspect properties due to coronavirus

Halifax, the UK’s biggest mortgage lender, has withdrawn the majority of its mortgage range, including all first-time buyer loans, citing a lack of “processing resource”.

In a message sent to mortgage brokers this morning, Halifax said it would no longer offer any mortgages with a “loan-to-value” (LTV) of more than 60%. In other words, only buyers able to put down a 40% deposit will qualify for a loan.

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Estate agents put some work on hold to deliver food to the elderly

We're all in this together.

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Wednesday, March 25, 2020

Home evictions rising in Covid-19 crisis, warns Labour

Shadow minister calls for extra ‘housing safety net’ and tenancy guarantees for renters

Landlords appear to be evicting tenants at record rates despite the government’s promise that no one will lose their home because of coronavirus, Labour has said, as it called for an urgent package of housing benefit support.

John Healey, the shadow housing secretary, said he had received a whistleblowing email from a property management company saying that evictions were at a record high in their region.

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What does coronavirus mean for homeowners with a mortgage? Nottingham Estate Agents

The coronavirus pandemic has precipitated some major changes to the situation of homeowners in the UK. In less than two weeks the Bank of England has twice lowered the base rate of interest to where it now sits at a record low. In collaboration with the financial industry, the Government announced a three-month mortgage holiday […]

The post What does coronavirus mean for homeowners with a mortgage? appeared first on OnTheMarket.com blog.



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Original Dragons’ Den warehouse is up for rent

Are you in or out?

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Tuesday, March 24, 2020

What does a mortgage holiday mean?

Find out more.

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Buying and selling a house with subsidence Nottingham Estate Agents

Few things strike as much fear into buyers and sellers alike as subsidence. Who would buy a property that was at risk of structural collapse? And if you are a seller, the nagging question that keeps you awake at night: should you buy a house if the tell-tale signs of subsidence are going to be […]

The post Buying and selling a house with subsidence appeared first on OnTheMarket.com blog.



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UK eviction ban promise broken, say critics

Coronavirus bill extends notice for possession from two to three months but government stresses no renter can be evicted

The “complete ban” on evictions promised by the government has been widely criticised after it emerged that the coronavirus bill merely extends the notice required for possession, from two months to three.

The communities secretary, Robert Jenrick, said last week: “The government is clear – no renter who has lost income due to coronavirus will be forced out of their home, nor will any landlord face unmanageable debts.”

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How to look after yourself if you’re working from home

Mental well-being is hugely important right now.

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Monday, March 23, 2020

How to make a rental house a home: Five top tips Nottingham Estate Agents

When renting a home it can sometimes seem difficult to make it your own. Here OnTheMarket suggests five ways you can personalise your rental property. Rising property prices in recent decades have made it harder than ever to get a foothold on the property ladder. Richard Snook, Senior Economist at PwC, said: “We estimate that by […]

The post How to make a rental house a home: Five top tips appeared first on OnTheMarket.com blog.



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Cromwell, thou shouldst be living at this hour

Coronavirus advice | Sharing a bathroom | Hilary Mantel and the plague | Gentlemanly behaviour | The human virus

Three men don’t go into a pub. The prime minister says: “Only key workers should be travelling and they must be protected.” The health secretary says: “To be protected, people should stay at least two metres apart.” The transport secretary says: “Why don’t we cancel lots of trains and tubes so that people have to sit closer together?” Is this some kind of joke?
Chris Burrell
Welwyn Garden City, Hertfordshire

• Yet again we are told that people with coronavirus shouldn’t share a bathroom with other family members ( Coronavirus dos and don’ts: UK advice on behaving responsibly, 22 March). You do know that there are houses and flats in this country that have only one bathroom, don’t you? My husband and I live in one, and would invite a journalist to visit this quaint living arrangement if we weren’t practising social distancing.
Lynn Fotheringham
Over Kellet, Lancashire

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Helping you move in this uncertain time

Join us for expert advice and top tips.

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Can I get a refund on stamp duty, which I've paid twice?

My wife and I have split up and I agreed to buy out her half of the flat we bought together


Q In September 2017 my wife and I bought a flat in joint names as our permanent home and paid stamp duty. We have now separated and as part of our separation agreement, I paid her a sum of £250,000 for her half share of the flat in order to get full title of the property. I paid £2,500 in stamp duty so that means that stamp duty has been paid twice on this property. Is it possible to get this sum refunded?
MH

A It should be possible to get a refund of the second lot stamp duty land tax (SDLT) you have paid because you shouldn’t have been charged it in the first place. In the words of HM Revenue & Customs: “If you” – or in your case, your ex-wife – “transfer an interest in land or property to your partner as part of an agreement or court order because you are either divorcing or dissolving a civil partnership, you don’t pay SDLT.” And “in these cases there’s no need to tell HMRC about the transfer even if the value is more than the SDLT threshold” of £125,000.

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Sunday, March 22, 2020

A guide to buying commercial property Nottingham Estate Agents

Are you thinking about moving your business? OnTheMarket reveals 10 factors to consider when buying commercial property Buying commercial property can be a sensible option for those who run a small or medium-sized business. In fact, at a time when other types of property investment, such as the buy-to-let sector, are looking less attractive than […]

The post A guide to buying commercial property appeared first on OnTheMarket.com blog.



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How to make spring flowers last long into summer

The appearance of spring flowers means it’s time to plant for early summer. Orchids and lilies are a great place to start

Each year when the first spring bulbs start to come into their own, I take it as a seasonal cue to start planting their summer successors, it’s like planning what you fancy for dessert halfway through a slap-up lunch. As I sit looking out at a cloud of perfect magnolia blossom, here’s the list I am drawing up for the months to come…

Here in the UK, we don’t tend to think of orchids as outdoor plants. However, there are a range of perfectly hardy species that offer up good early summer interest. I love Bletilla striata alba for its delicate white blooms. These woodland plants thrive in deep, rich soil in dappled shade, but will fare well too with their heads in the sun, but feet in the shade.

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How to make spring flowers last long into summer

The appearance of spring flowers means it’s time to plant for early summer. Orchids and lilies are a great place to start

Each year when the first spring bulbs start to come into their own, I take it as a seasonal cue to start planting their summer successors, it’s like planning what you fancy for dessert halfway through a slap-up lunch. As I sit looking out at a cloud of perfect magnolia blossom, here’s the list I am drawing up for the months to come…

Here in the UK, we don’t tend to think of orchids as outdoor plants. However, there are a range of perfectly hardy species that offer up good early summer interest. I love Bletilla striata alba for its delicate white blooms. These woodland plants thrive in deep, rich soil in dappled shade, but will fare well too with their heads in the sun, but feet in the shade.

Continue reading...

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Saturday, March 21, 2020

Early primroses come with memories of love and mothers

We’re past the equinox, a time to look ahead to new blooms, as well as back to treasured memories

We’re there. Winter’s over: we passed the vernal equinox – 3.40am, Friday 20 March – when daylight wins over darkness. When spring and seeds and hopes for the year are safely unleashed. When most gardeners start trickling back.

Today is also Mothering Sunday. For many it’s a day to look back as well as forward. For me, it means primroses. One of the few days when Lilian would go to church, with many other mums, to be given flowers picked by the village school kids. My reluctant brother and me draped in cassocks and surplices in the choir. Devon hedgerows in the 60s were awash with primrose, so everyone picked them for Mother’s Day, encouraged by their teachers. A lot less likely now, I think.

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Early primroses come with memories of love and mothers

We’re past the equinox, a time to look ahead to new blooms, as well as back to treasured memories

We’re there. Winter’s over: we passed the vernal equinox – 3.40am, Friday 20 March – when daylight wins over darkness. When spring and seeds and hopes for the year are safely unleashed. When most gardeners start trickling back.

Today is also Mothering Sunday. For many it’s a day to look back as well as forward. For me, it means primroses. One of the few days when Lilian would go to church, with many other mums, to be given flowers picked by the village school kids. My reluctant brother and me draped in cassocks and surplices in the choir. Devon hedgerows in the 60s were awash with primrose, so everyone picked them for Mother’s Day, encouraged by their teachers. A lot less likely now, I think.

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Our California dream home: bringing the Arts & Crafts to life

A historic house that echoes with old features, bespoke furniture and a superb location is also a warm and welcoming family home

When Jennifer Doebler and her husband Pat Kelly made the move from an apartment in Manhattan’s Greenwich Village to San Francisco they still wanted to feel as though they were at the centre of things. But they also wanted a true family escape and a forever house for themselves and their two daughters. They found a way of balancing their needs in the form of an Arts & Crafts home in bustling Berkeley, just across the Bay from San Francisco proper.

“The houses are cheek-to-jowl in Berkeley, but we have a good-sized lot and a garden that is private and beautiful,” says Jennifer, who is, along with her husband, an executive in the world of pharmaceuticals. “We loved the shape of the house, the redwood, the windows and the views, and we could picture our family and our two girls growing up very happily here.”

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Our California dream home: bringing the Arts & Crafts to life

A historic house that echoes with old features, bespoke furniture and a superb location is also a warm and welcoming family home

When Jennifer Doebler and her husband Pat Kelly made the move from an apartment in Manhattan’s Greenwich Village to San Francisco they still wanted to feel as though they were at the centre of things. But they also wanted a true family escape and a forever house for themselves and their two daughters. They found a way of balancing their needs in the form of an Arts & Crafts home in bustling Berkeley, just across the Bay from San Francisco proper.

“The houses are cheek-to-jowl in Berkeley, but we have a good-sized lot and a garden that is private and beautiful,” says Jennifer, who is, along with her husband, an executive in the world of pharmaceuticals. “We loved the shape of the house, the redwood, the windows and the views, and we could picture our family and our two girls growing up very happily here.”

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Shared ownership flats: ‘Mum died not knowing I would be left with £25,000 debt’

Lois Ploughman thought her property was a sound investment to leave her family. Instead, her daughter was bequeathed a huge headache

A woman has accused a housing association of saddling her late mother’s estate with a £25,000-plus debt that is growing by more than £1,000 a month.

When Penny Ashcroft’s mother Lois Plowman died of cancer aged 69 in 2018, she owned a 25% share of a shared ownership flat in London – all she had to leave to her children.

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Aussie rules: an old Melbourne bookshop transformed into a modern family home

A designer has breathed new life into a narrow building that was once the city’s first feminist book store

When Kate Challis’s husband was a student in Melbourne in the 1990s, he bought a copy of Margaret Atwood’s novel The Handmaid’s Tale from the city’s first feminist book store. On a busy street in the then-gritty district of Fitzroy, Shrew women’s bookshop was one of the few places in the city that sold Atwood’s work. Today, that same narrow shop, former centre of feminist and LGBTQ radicalism, is home to Challis, a designer with a PhD in art history, her husband, and their 11-year-old son. It is one of a row of 16 original shops that were built in 1892, of which four remain.

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How to grow blueberries | Alys Fowler

To enjoy a summer crop, the trick is in the soil, which should be acidic, porous and damp

I cannot say that I am exactly rich in blueberries; my harvest is modest, but for three or four weeks I can pick handfuls to scatter over my breakfast cornflakes. It never occurs to me to want blueberries, or cornflakes for that matter, outside of this brief summer fling, but for those glorious mornings my pleasure is sated.

Blueberries are acid fans and that makes them tricky to please, because they want garden soil with a pH between 4.5-5.5; most sit somewhere around 6.5-7.5. And therein lies the problem. Blueberries in the wrong pH sulk and can turn chlorotic: the leaves go sickly pale green; the plant becomes stunted; yields disappear.

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Gardening tips: plant wallflowers for a vivid display

Then invest in a collapsible cloche to keep pests off your veg and add compost to raised beds and pots

Plant this Erysimum ‘Bowles’s Mauve’ is a pretty purple wallflower that you can plant for a spring display, and enjoy the blooms until midsummer. It needs full sun: take cuttings from sideshoots in summer as this is a shortlived perennial. Height and spread: 75cm x 60cm.

Buy this If pigeons and other pests obliterated your vegetables last year, coordinate the fightback now: the brolly cloche opens like an umbrella and pegs into place to keep your kale hole-free: £24.99 from the Organic Gardening Catalogue.

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How to grow blueberries | Alys Fowler

To enjoy a summer crop, the trick is in the soil, which should be acidic, porous and damp

I cannot say that I am exactly rich in blueberries; my harvest is modest, but for three or four weeks I can pick handfuls to scatter over my breakfast cornflakes. It never occurs to me to want blueberries, or cornflakes for that matter, outside of this brief summer fling, but for those glorious mornings my pleasure is sated.

Blueberries are acid fans and that makes them tricky to please, because they want garden soil with a pH between 4.5-5.5; most sit somewhere around 6.5-7.5. And therein lies the problem. Blueberries in the wrong pH sulk and can turn chlorotic: the leaves go sickly pale green; the plant becomes stunted; yields disappear.

Continue reading...

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Gardening tips: plant wallflowers for a vivid display

Then invest in a collapsible cloche to keep pests off your veg and add compost to raised beds and pots

Plant this Erysimum ‘Bowles’s Mauve’ is a pretty purple wallflower that you can plant for a spring display, and enjoy the blooms until midsummer. It needs full sun: take cuttings from sideshoots in summer as this is a shortlived perennial. Height and spread: 75cm x 60cm.

Buy this If pigeons and other pests obliterated your vegetables last year, coordinate the fightback now: the brolly cloche opens like an umbrella and pegs into place to keep your kale hole-free: £24.99 from the Organic Gardening Catalogue.

Continue reading...

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Aussie rules: an old Melbourne bookshop transformed into a modern family home

A designer has breathed new life into a narrow building that was once the city’s first feminist book store

When Kate Challis’s husband was a student in Melbourne in the 1990s, he bought a copy of Margaret Atwood’s novel The Handmaid’s Tale from the city’s first feminist book store. On a busy street in the then-gritty district of Fitzroy, Shrew women’s bookshop was one of the few places in the city that sold Atwood’s work. Today, that same narrow shop, former centre of feminist and LGBTQ radicalism, is home to Challis, a designer with a PhD in art history, her husband, and their 11-year-old son. It is one of a row of 16 original shops that were built in 1892, of which four remain.

Continue reading...

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Friday, March 20, 2020

Let’s move to Eltham, south-east London: it gave birth to Kate Bush and Bob Hope

On the surface, it’s your average London sprawl of 1930s semis, but it hides its treasures

What’s going for it? It’s true, you do have to suspend a jot of disbelief imagining a young Henry VIII jousting in the tilt yard while you queue for socks at the tills in M&S. But that’s Eltham for you. Like many suburbs, it hides its treasures, its oddities. On the surface, it’s your average London sprawl of 1930s semis, Carphone Warehouse and McDonald’s. But this sprawl gave birth to Kate Bush (Kate Bush!), to Bob Hope (actual Bob Hope!), schooled a young Frankie Howerd and was nursery to Henry VIII. Not a bad little nursery: Eltham Palace, tucked out of view, is these days mostly the product of the Courtauld family, who built their dreamy art deco grand design, down to (recently returned) gold phones and quarters for their pet lemur, Jongy, amid the ruins of Henry’s childhood home. But ever since Thomas More introduced young Henry to the greatest mind in Europe, Erasmus, a few hundred metres from where today stands Dylan Barbers “sunbed/tanning” and Coco’s Espresso Bar, Eltham, high on its hill, has considered itself a cut above the likes of Sidcup.

The case against Two mammoth roads, the A2 and A20, roar through, dividing up the manor and fumigating the place.

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Let’s move to Eltham, south-east London: it gave birth to Kate Bush and Bob Hope

On the surface, it’s your average London sprawl of 1930s semis, but it hides its treasures

What’s going for it? It’s true, you do have to suspend a jot of disbelief imagining a young Henry VIII jousting in the tilt yard while you queue for socks at the tills in M&S. But that’s Eltham for you. Like many suburbs, it hides its treasures, its oddities. On the surface, it’s your average London sprawl of 1930s semis, Carphone Warehouse and McDonald’s. But this sprawl gave birth to Kate Bush (Kate Bush!), to Bob Hope (actual Bob Hope!), schooled a young Frankie Howerd and was nursery to Henry VIII. Not a bad little nursery: Eltham Palace, tucked out of view, is these days mostly the product of the Courtauld family, who built their dreamy art deco grand design, down to (recently returned) gold phones and quarters for their pet lemur, Jongy, amid the ruins of Henry’s childhood home. But ever since Thomas More introduced young Henry to the greatest mind in Europe, Erasmus, a few hundred metres from where today stands Dylan Barbers “sunbed/tanning” and Coco’s Espresso Bar, Eltham, high on its hill, has considered itself a cut above the likes of Sidcup.

The case against Two mammoth roads, the A2 and A20, roar through, dividing up the manor and fumigating the place.

Continue reading...

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Hear from the people keeping the housing market open for business

Find out more.

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How to get your home ready to sell

We've made a bite-size checklist.

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Property guru Kunle Barker shares coronavirus advice for renters

Get some expert advice, here.

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How will the three-month mortgage holiday work? Nottingham Estate Agents

The three-month mortgage holiday announced by the Government is aimed at helping those in financial difficulty as a result of COVID-19. Chancellor Rishi Sunak unveiled the measure on 17 March 2020 as the impact of the pandemic on the UK economy continues to grow. He said: “I can announce that for those in difficulty due […]

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Harry Potter fans can live at the real-life refurbished Hogwarts

Want to see something magical?

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The best country estates for sale – in pictures

Try the luxury of splendid isolation from Cornwall to Northumberland

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Thursday, March 19, 2020

Mortgage holders struggle to contact banks for payment holiday

Customers who spent more than three hours waiting ask why online forms are not available

Mortgage holders clamouring to obtain a “payment holiday” during the coronavirus crisis are waiting hours to get through to Britain’s banks, and many have given up.

Twitter has been deluged with complaints from customers unable to speak to someone at their bank. Some claimed they were waiting for as long as three and a half hours. Many expressed their anger at the lack of a simple online form that could be used to request a payment holiday.

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Government to protect renters from eviction for next three months in wake of coronavirus Nottingham Estate Agents

The Government has pledged to protect renters from eviction for the next three months as a result of the coronavirus pandemic. Emergency legislation is being brought forward preventing landlords from starting eviction proceedings during that period, the Ministry of Housing, Communities and Local Government has announced. “As a result of these measures, no renters in […]

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Wednesday, March 18, 2020

A guide to selling your first property Nottingham Estate Agents

Here are some top tips to help take first-time sellers from novice to know-it-all. And don’t forget our property jargon buster. Get a rough idea of what your home’s worth You can see what properties have been going for in your local area quickly and for free at OnTheMarket. Simply go to the homepage, click on […]

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Council tax reform would help 'level up' north of England

Bills could fall by 20% if system mirrored house price growth over past 30 years, says IFS

More than 10m households would benefit from lower council tax bills if the government reformed the “arbitrary and unfair” annual property charge to reflect the growing divide between London and the south-east and the rest of England.

The Institute for Fiscal Studies (IFS) said average bills across most of the Midlands and north would fall by more than 20%, with more modest falls across much of the south-west and parts of east England should ministers introduce a system more aligned with house price growth over the past 30 years.

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Jenrick announces coronavirus law to ban eviction of tenants

Emergency legislation will protect renters for three months, housing secretary says

Private tenants will not be evicted from their homes for at least three months even if struggling with their rent under emergency coronavirus legislation announced by the housing secretary.

Robert Jenrick said new laws would ban landlords from evicting tenants, following days of pressure by campaigners and tenants’ unions who had warned that tens of thousands of households could be made homeless because they could not afford rent.

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It's time to move mountains to protect people – we need universal basic income | Rebecca Long-Bailey

After moving to reassure businesses first, the government must offer support for renters and workers, says the Labour leadership contender

For many in Britain, quite how radically our lives will be impacted by the coronavirus pandemic is yet to fully sink in. The government has already moved to reassure businesses with emergency measures – but a growing number of workers are waiting for comparable support. The policies already announced might help workers indirectly, for example if businesses take out government-backed loans to keep their staff on the payroll, or if landlords take advantage of the moratorium on mortgage payments to suspend demands for rent. But both of these would amount to trickle-down support at the whims of bosses and property-owners – rather than a condition of state support.

Already the government appears aware of the shortcomings of its initial economic response, hinting that direct support for renters and workers is on the way. So it seems as relevant as ever to argue that now is not the time for tinkering around the edges, but for big ideas. The chancellor ditched Tory economic orthodoxy to help business through this crisis, so he must be prepared to do the same for workers and the self-employed.

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The back door fell out and we can’t shower in our new rental

The shower is scaldingly hot; it took two days for our landlord’s agent to replace our missing door

My partner and I signed a £900 rental agreement on a house three months ago. It was described by the letting agents, Connells, as a having a bath and a separate shower. On the first day we found out that the shower dispenses scalding water only – and is therefore dangerous and unusable – and we immediately reported it to Connells. We had several visits from a plumber before it was concluded that the whole unit needed to be replaced.

Nothing has happened since.

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Tuesday, March 17, 2020

Seven steps to a successful student rental Nottingham Estate Agents

Worried about renting your first student property? OnTheMarket agent Sugarhouse Properties recommends seven steps to make it a stress-free process For students looking to move into private rented accommodation for the first time, the experience can often seem daunting. By doing some research and preparation beforehand, you can make the process much more straightforward. If you’re […]

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UK banks set out details of Covid-19 mortgage holidays

Households hit by coronavirus will not lose credit ratings if they delay payments

Britain’s banks have revealed how they are going to implement Rishi Sunak’s promise of “payment holidays” of up to three months.

In guidance issued after the chancellor pledged mortgage support for households affected by the coronavirus, UK Finance, the trade body for the major banks, set out how households can apply.

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Monday, March 16, 2020

A guide to choosing the right property survey Nottingham Estate Agents

Should you choose a homebuyer’s or a full structural survey? Here Fine & Country explain the importance of home surveys and what’s available You’ve found the home of your dreams but before you get swept away, it’s important to ensure the property is not going to crumble around you. People are often seduced by the way a […]

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LSL withdraws from Countrywide merger talks

Tie-up would have created company with 14,000 staff and 1,000 estate agency outlets

LSL Property Services has abandoned a proposed merger with its rival Countrywide that would have brought together well-known brands such as Hamptons International and Your Move.

In a brief statement to the stock exchange, LSL said it “does not intend to make an offer for Countrywide”, less than a month after the companies confirmed they were in talks about a deal, which at the time would have been a £470m all-share merger.

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How to research an agent to sell your property

Read up on our top tips.

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What does the coronavirus mean for your finances?

From mortgage payments to pension funds, here’s the key information you need to know

There have been more hefty falls, particularly in the domestic, UK-focused companies that will be badly hit by a sudden seizing up in activity. The FTSE 100 fell 7% on opening to 4950. Meanwhile, the FTSE 250 index, which covers the next tier of big companies, opened down 10%. Big fallers include FirstGroup, Britain’s biggest bus company, as well as an operator of train franchises. Its shares plummeted 58% on Monday morning. Restaurant Group, which operates 650 outlets, including Wagamama, was down 41%. But there are risers; Sainsbury’s was up– just – in trading this morning, as is household detergent maker Reckitt Benckiser.

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Average asking prices surge to all-time record high

Read the full story, here.

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My wife and I still work – what mortgage should we get?

I already receive two pensions and am due a third and we’re thinking of going for a lifetime mortgage

Q I’m a 64-year-old man in full-time employment earning around £55,000 a year. My wife is 59 years old and a self-employed beauty therapist, earning around £7,000 a year. I already receive two pensions from previous employment which gives me about £7,500 a year before tax and, if I retire in July next year, I am due a further pre-tax pension of about £5,000 a year. I do, however, have the option to carry on working. We have a £190,000 deposit to buy a house but require another £90,000 to complete the purchase. Is it possible to get a lifetime mortgage to cover the extra we need, or is this type of mortgage just for existing homeowners? If it is, are there any alternative lending schemes on the market?
GR

A Yes, it is possible to take out a lifetime mortgage – a form of equity release – to cover the extra £90,000 you need. And you don’t have to be an existing homeowner to be eligible for a lifetime mortgage (where the mortgage carries on until your death or the point at which you move into a care home). However, a lifetime mortgage may not be the best option. According to independent mortgage brokers, Clifton Private Finance, you’re a bit young to be considering a lifetime mortgage. And you could save money by opting for a retirement interest-only (RIO) mortgage instead. Designed “to keep repayment costs down for older borrowers on pension income”, says Clifton Private Finance, RIO mortgages mean that your monthly mortgage payments are repayments of interest only with no repayment of capital. If you went with “one building society which is offering a RIO mortgage at 2.79% interest per month, your monthly payments [on a £90,000 loan] would be an affordable £209 a month”. You would also have the option to repay up to 5% of the amount you borrowed each year should you find that you have cash to spare. Compared to equity release borrowing – in the form of a lifetime mortgage – the building society’s RIO mortgage deal “would be roughly half the cost”.

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Sunday, March 15, 2020

Starlings no friend to the gardener: country diary, 17 March 1920

17 March 1920 These birds will set to work and peck a hole in one after another pear, till practically your crop is worthless

The weather during the past week has been quite what we look for in March – stormy, uncertain, and with bitterly cold winds at times. We hear of damsons and a Victorian plum tree in bloom already in a Westmorland valley, but it is in a sheltered spot within a short distance of the coast; no doubt affected, like all that country is said to be, by the influence of the sea breezes passing over the “Gulf stream,” which strikes that part of the coast. On the fells only a few miles away, however, the snow is lying, and wintry weather is checking the too rapid advance of nature. And it is well so, for many fruit trees were getting too forward for safety.

Related: The sad decline of the swirling starling | Stephen Moss

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Starlings no friend to the gardener: country diary, 17 March 1920

17 March 1920 These birds will set to work and peck a hole in one after another pear, till practically your crop is worthless

The weather during the past week has been quite what we look for in March – stormy, uncertain, and with bitterly cold winds at times. We hear of damsons and a Victorian plum tree in bloom already in a Westmorland valley, but it is in a sheltered spot within a short distance of the coast; no doubt affected, like all that country is said to be, by the influence of the sea breezes passing over the “Gulf stream,” which strikes that part of the coast. On the fells only a few miles away, however, the snow is lying, and wintry weather is checking the too rapid advance of nature. And it is well so, for many fruit trees were getting too forward for safety.

Related: The sad decline of the swirling starling | Stephen Moss

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How to move house sustainably Nottingham Estate Agents

If you’re looking for ways to reduce your impact on the environment, one area you can make changes is when you’re moving home. “In 2018, the transport industry as a whole was responsible for almost a third of all CO2 emissions in the UK, and moving house contributes to this total,” says Sam Rose, Company Director at ‘environmentally-aware’ removal […]

The post How to move house sustainably appeared first on OnTheMarket.com blog.



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Think the world is ending? Grab a shovel, not a shopping trolley | Adam Liaw

As fears of coronavirus intensify, Australian supermarket shelves have been stripped of dry goods – but it’s gardeners who are best prepared

A year’s worth of dried pasta? A hundred cans of tuna? Fist fights over toilet paper? If you’ve been to a supermarket in the past week or so it’s clear that things are not normal.

Earlier this year Australians were reeling from a summer of drought and fire, but we were still keeping it together. The national psyche was fortified by an outpouring of compassion and generosity at home and abroad.

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Think the world is ending? Grab a shovel, not a shopping trolley | Adam Liaw

As fears of coronavirus intensify, Australian supermarket shelves have been stripped of dry goods – but it’s gardeners who are best prepared

A year’s worth of dried pasta? A hundred cans of tuna? Fist fights over toilet paper? If you’ve been to a supermarket in the past week or so it’s clear that things are not normal.

Earlier this year Australians were reeling from a summer of drought and fire, but we were still keeping it together. The national psyche was fortified by an outpouring of compassion and generosity at home and abroad.

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Floor paint and potted herbs: Five inexpensive ways to freshen up your home

You don’t need to spend money on a statement sofa. Instead, think about your lighting and hunt down vintage pieces in markets and junk shops

It can be tempting – and expensive – to want to furnish a house in one go, but Alexandra Stedman, who runs the interiors and lifestyle site The Frugality, advises living in a space “for as long as possible. The best way of making a house a home is to build things up over time, with things that hold memories. It’s not about buying everything brand new, off the rack. It could be a picture you pick up at a car-boot sale and give a frame six months later, but then it fits that perfect spot on the wall that has been missing something.”

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Floor paint and potted herbs: Five inexpensive ways to freshen up your home

You don’t need to spend money on a statement sofa. Instead, think about your lighting and hunt down vintage pieces in markets and junk shops

It can be tempting – and expensive – to want to furnish a house in one go, but Alexandra Stedman, who runs the interiors and lifestyle site The Frugality, advises living in a space “for as long as possible. The best way of making a house a home is to build things up over time, with things that hold memories. It’s not about buying everything brand new, off the rack. It could be a picture you pick up at a car-boot sale and give a frame six months later, but then it fits that perfect spot on the wall that has been missing something.”

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Sweet treats: berries for tight spaces

The best fruiting plants you can grow in pots and tiny patches

When it comes to growing edible plants, market research has shown that home gardeners are still far more interested in growing vegetables than fruit. Perhaps – because most vegetables are annuals – it is the promise of faster results. Or maybe it’s down to perceived cost – after all, vegetable seeds are far cheaper to buy than fruit bushes or trees. Or maybe it’s just that people are put off by all the complex pruning rules…

However, if it is maximum reward for minimum cost and in minimum space that you are after, fruit beats vegetables hands down by almost every measure. For starters, most fruit bushes are perennial, so will come back year after year without significant extra cost or effort. Add this to the fact that, generally, their harvests cost more to buy, too. So, with this in mind, here’s my take on the best fruiting plants for small patches, all of which you can plant right now.

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Sweet treats: berries for tight spaces

The best fruiting plants you can grow in pots and tiny patches

When it comes to growing edible plants, market research has shown that home gardeners are still far more interested in growing vegetables than fruit. Perhaps – because most vegetables are annuals – it is the promise of faster results. Or maybe it’s down to perceived cost – after all, vegetable seeds are far cheaper to buy than fruit bushes or trees. Or maybe it’s just that people are put off by all the complex pruning rules…

However, if it is maximum reward for minimum cost and in minimum space that you are after, fruit beats vegetables hands down by almost every measure. For starters, most fruit bushes are perennial, so will come back year after year without significant extra cost or effort. Add this to the fact that, generally, their harvests cost more to buy, too. So, with this in mind, here’s my take on the best fruiting plants for small patches, all of which you can plant right now.

Continue reading...

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