It has been a grim decade for savers and it now appears younger people are looking closer to home in an attempt to make their money work. Consumer group Which? has found that well over half of young homeowners are overpaying on their mortgages, cutting the length of time they will have to pay back their house or flat loan.
It is little surprise, with high street rates at rock bottom after a dismal decade for savers. Many commentators are now actively encouraging people to look at increasing their repayments – if budgets allow.
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