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Monday, October 7, 2019
UK house price growth at slowest rate in six years, says Halifax
Lender expects housebuying and price growth to remain subdued amid Brexit uncertainty
Annual house price growth in the UK has slowed to the lowest pace in six years, according to Halifax, one of the country’s biggest mortgage lenders.
The average price of a house was £232,574 in September, down 0.4% from in August – the first monthly fall since May, Halifax said. Prices rose 1.1% year on year, marking the smallest annual gain since April 2013.
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Sunday, October 6, 2019
I'm thinking about getting married – will I get hit with more tax?
I was told if I sell my property I might be liable for stamp duty and capital gains tax
Q My long-term partner and I are thinking about getting married, mainly as we are worried that if one of us dies suddenly, the other will face an inheritance tax bill as what we would leave to the other would exceed the inheritance tax threshold of £325,000. This seems a no-brainer as I own a property worth £400,000 with no mortgage as does my partner. We live separately and each property is in our own name. She stays at my property in Glasgow at weekends only, and lives and works in London during the week. She is a higher-rate tax payer and I am self-employed and earn about £12,000 a year.
However, a friend mentioned that we will have two issues if we get married: stamp duty land tax (SDLT) and capital gains tax (CGT). So if I were to sell my property once married and buy a new main residence, would I have to pay the extra 3% land tax even if we are still living separately?
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Leasehold or freehold: What’s the difference? Nottingham Estate Agents
The two most common forms of property ownership in the UK are freehold and leasehold but what do these terms mean in practice? Leasehold With leasehold you are buying for a fixed period, usually 99 years if the home is new though leases can be much shorter. However, you do not own the land the property […]
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Why it’s worth waiting for winter squash | James Wong
Not all fruit and veg are best eaten as soon as they are picked…
One of the mantras of popular food culture today is “eating seasonally”, a practice universally held to be the key to better flavour, better nutrition, better ethics, better everything. However, as a scientist who is fascinated by how what goes on inside the cells of plants dictates the flavour and nutritional benefits of harvests, I have just one problem with this: it’s simply untrue.
For while the sweetness of crops like asparagus and sweetcorn can indeed decline precipitously in the days (even hours) after harvest, for many crops the exact opposite occurs. This is particularly true of the winter squash, which despite being ready to harvest right now, will measurably increase in flavour and nutrition if you hold off eating it for a few months. For squashes, fresher is definitely not better. Here’s how it works…
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Why it’s worth waiting for winter squash | James Wong
Not all fruit and veg are best eaten as soon as they are picked…
One of the mantras of popular food culture today is “eating seasonally”, a practice universally held to be the key to better flavour, better nutrition, better ethics, better everything. However, as a scientist who is fascinated by how what goes on inside the cells of plants dictates the flavour and nutritional benefits of harvests, I have just one problem with this: it’s simply untrue.
For while the sweetness of crops like asparagus and sweetcorn can indeed decline precipitously in the days (even hours) after harvest, for many crops the exact opposite occurs. This is particularly true of the winter squash, which despite being ready to harvest right now, will measurably increase in flavour and nutrition if you hold off eating it for a few months. For squashes, fresher is definitely not better. Here’s how it works…
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