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Thursday, October 8, 2020

Boris Johnson's 95% mortgages will put Britain back on course for a house price crash | Josh Ryan-Collins

These mortgages contributed to the last banking crisis, before being phased out. Why bring them back?

This week Boris Johnson boasted that his government would “turn generation rent into generation buy” via a return to 95% mortgages for first-time buyers. In other words, easier credit to help more people buy houses.

To say we have been here before would be an understatement of epic proportions. Since the days of Margaret Thatcher, every UK government has sought to cut through the housing affordability problem with the easy and politically popular option of subsidising the demand for homeownership. Generally, this has taken the form of liberalising mortgage regulation or providing direct government subsidies for first-time buyers, most recently the various help-to-buy schemes. All have failed to bring down the price of homes.

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How to clean your bed: 'If you didn’t wash it for a year it would be a kilo heavier from dead skin'

How often should you wash your sheets, pillows, doona and mattress? And when is it time to throw them out? Experts explain how to keep your bed clean

Do you treat your sheets like a cast iron skillet? Mainly wiped down, occasionally rinsed, never with detergent?

Men be treating their bedsheets like a damn cast iron pan

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How to clean your bed: 'If you didn’t wash it for a year it would be a kilo heavier from dead skin'

How often should you wash your sheets, pillows, doona and mattress? And when is it time to throw them out? Experts explain how to keep your bed clean

Do you treat your sheets like a cast iron skillet? Mainly wiped down, occasionally rinsed, never with detergent?

Men be treating their bedsheets like a damn cast iron pan

Continue reading...

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Where are the most in-demand country hotspots right now?

Find out.

The post Where are the most in-demand country hotspots right now? first appeared on Property blog.



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Inside the most expensive house for sale on Rightmove

It's a bit special...

The post Inside the most expensive house for sale on Rightmove first appeared on Property blog.



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