Monday, August 24, 2020
Sunday, August 23, 2020
Is it worth keeping my buy-to-let property, or should I sell?
As a higher rate taxpayer I have been advised that these properties are not tax efficient
Q I get rental income of £1,000 a month on a property which is managed by a letting agent who charges me 12% commission (including VAT). After paying tax at 40% I am left with monthly rental income of £528. My two-year fixed-rate interest-only buy-to-let mortgage costs me £300 a month.
I am looking to buy a family home with my partner soon which would be a second property for me. As a higher rate taxpayer, is it financially sensible to keep hold of my first property or should I sell it asap?
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Coronavirus clauses in home buying contracts explained Nottingham Estate Agents
Buying or selling a property is a stressful business at the best of times – add in a global pandemic and moving home becomes an even more daunting prospect. Not only do you now have to worry about your buyer pulling out or the chain collapsing, what happens if you get sick with coronavirus or […]
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Don’t be bitter: how to avoid toxic plants
Three ways to keep safe when our much-loved crops revert to their wild old ways
One of the most fascinating things for me as a greedy botanist is quite how different our most commonly cultivated crops are to their wild ancestors. Today’s sweet, seedless bananas are the result of an accidental sterile hybrid of two wild species that are so packed full of ball bearing-like seeds they are essentially inedible. The fat, juicy sweetcorn cobs we know from supermarkets started life as tiny sprigs of rock-hard seeds of a Mexican grass called teosinte. A totally different species. But perhaps the most extreme examples are crops like potatoes and squashes, whose wild relatives are packed so full of bitter toxins that it took thousands of years of selective breeding by farmers to make them edible.
Ornamental squash cultivars are full of toxic compounds
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Don’t be bitter: how to avoid toxic plants
Three ways to keep safe when our much-loved crops revert to their wild old ways
One of the most fascinating things for me as a greedy botanist is quite how different our most commonly cultivated crops are to their wild ancestors. Today’s sweet, seedless bananas are the result of an accidental sterile hybrid of two wild species that are so packed full of ball bearing-like seeds they are essentially inedible. The fat, juicy sweetcorn cobs we know from supermarkets started life as tiny sprigs of rock-hard seeds of a Mexican grass called teosinte. A totally different species. But perhaps the most extreme examples are crops like potatoes and squashes, whose wild relatives are packed so full of bitter toxins that it took thousands of years of selective breeding by farmers to make them edible.
Ornamental squash cultivars are full of toxic compounds
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Saturday, August 22, 2020
How much value does a loft conversion add to a property? Nottingham Estate Agents
If we cannot build out sideways, perhaps we should try building upwards? That is the thought process which more and more British home-owners are going through. In a crowded urban environment, building a large lateral extension to a property can sometimes be impractical or unlikely to get planning permission. But a loft conversion – provided […]
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