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Monday, May 18, 2020
Sunday, May 17, 2020
Equity release debt is growing – can I apply for mortgage holiday?
Reader thwarted by lockdown from selling mother’s home to pay for her care home costs
Q My mother took out a lifetime mortgage for equity release in 2011. The amount borrowed was nearly £100,000 (about half the value of her home at that time) at a rate of interest of 7.54%. Following a stroke, she moved into a nursing home in December 2019 so I am now in the process of selling her house to fund the care home fees.
By lockdown in March, I had a buyer in place but activity has been frozen for the last three months. Meanwhile the debt repayable to the equity release firm is apparently increasing at £230 a week, which would reduce the equity available at the end of the lockdown period by over £3,000.
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Chelsea flower show opens online amid lockdown gardening boom
Event comes as experts say green spaces are important for health and mental wellbeing
As an online version of the Chelsea flower show kicks off, horticultural experts are highlighting the mental health benefits of green spaces, with evidence showing people are appreciating their gardens more than ever during lockdown.
The annual show had been due to welcome royals, celebrities and members of the public from Monday, until the coronavirus pandemic forced the Royal Horticultural Society (RHS) to cancel the physical event.
Continue reading...from Home And Garden | The Guardian https://ift.tt/2X63i8n
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Chelsea flower show opens online amid lockdown gardening boom
Event comes as experts say green spaces are important for health and mental wellbeing
As an online version of the Chelsea flower show kicks off, horticultural experts are highlighting the mental health benefits of green spaces, with evidence showing people are appreciating their gardens more than ever during lockdown.
The annual show had been due to welcome royals, celebrities and members of the public from Monday, until the coronavirus pandemic forced the Royal Horticultural Society (RHS) to cancel the physical event.
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A guide to shared ownership Nottingham Estate Agents
It might not seem the ideal way of getting on the property ladder but for more and more young people, it is the only way to make the move. Getting a foot on the property ladder has become increasingly difficult for first time buyers and as a result, shared ownership is becoming more and more […]
The post A guide to shared ownership appeared first on OnTheMarket.com blog.
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