Estate Agents In York

Sunday, September 8, 2019

I'm in a five-year mortgage deal – what if I decide to move?

I’m unsure what the process would be with remortgaging if we’re in a fixed-rate term

Q I am hoping you can offer some advice regarding my situation. I am currently four years into a five-year fixed-rate mortgage with an interest rate of 3.5% and an early repayment charge of £6,000. We currently owe £115,000 and our house is worth around £210,000 to £220,000.

I am keen to remortgage next year but at the same time, or shortly after, I am hoping to sell this house and buy another one. I think our budget could be up to £280,000 for the next house.

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Rental hot spots that won’t break the bank Nottingham Estate Agents

Is home ownership going out of fashion? As house prices continue to rise, we find the cheapest neighbourhoods to rent your next home. When you’re renting, location is everything. Just as when you’re buying, there are parts of the country where you can get a lot more property for your money. And the four regions […]

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Fallen out with the neighbours? Time to build a ‘spite house’

Paint it in red and white stripes and your unhappy neighbours will soon get the message

Until the age of 16 I went to school in a suburb of extreme good taste, where locals were required to maintain their properties according to an ancient and densely illustrated binder of rules about gate heights and hedges. Walking back to the bus stop, through a small stretch of woodland planted with the most polite of flashers, then along slim clean roads, my friends and I would often be moved to scream. Perhaps this experience, of moving in uniform among enforced lawns, contributes to my glee, my utter dripping glee, at the existence of “spite houses”.

The latest example is in a ritzy neighbourhood in Manhattan Beach, California, where a woman called Kathryn Kidd was reported to the city by neighbours for listing her home on Airbnb. Her response was to paint the house fuchsia and cover it with 3ft tall emojis, including one with its mouth zipped shut. Kidd insisted she’d chosen this design a) because she is an art collector, b) as a message to young women to cover up their bodies and c) because she loves emojis. Neighbours instead read them as a sign to “zip their lip”.

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Fallen out with the neighbours? Time to build a ‘spite house’

Paint it in red and white stripes and your unhappy neighbours will soon get the message

Until the age of 16 I went to school in a suburb of extreme good taste, where locals were required to maintain their properties according to an ancient and densely illustrated binder of rules about gate heights and hedges. Walking back to the bus stop, through a small stretch of woodland planted with the most polite of flashers, then along slim clean roads, my friends and I would often be moved to scream. Perhaps this experience, of moving in uniform among enforced lawns, contributes to my glee, my utter dripping glee, at the existence of “spite houses”.

The latest example is in a ritzy neighbourhood in Manhattan Beach, California, where a woman called Kathryn Kidd was reported to the city by neighbours for listing her home on Airbnb. Her response was to paint the house fuchsia and cover it with 3ft tall emojis, including one with its mouth zipped shut. Kidd insisted she’d chosen this design a) because she is an art collector, b) as a message to young women to cover up their bodies and c) because she loves emojis. Neighbours instead read them as a sign to “zip their lip”.

Continue reading...

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Saturday, September 7, 2019

Making friends with ferns | James Wong

An evergreen solution to dark problems

I am a terrible horticultural voyeur, forever peering over fences as I wander round my patch of central London. I find it fascinating what people can achieve in such small spaces, what plants they can get away with and the atmosphere they can create against all adversity.

However, there is one horticultural conundrum that even the most successful urban gardeners often find hard to crack: what to grow as ground cover in small, dark, urban spaces. You see an awful lot of white pebbles stained black by the city air, sun-loving summer bedding sulking in deep shade and (my nemesis) threadbare patches of artificial turf. But a group of plants will thrive in these dark, dingy conditions and provide perpetual clothing of green, even in the darkest depths of winter: evergreen ferns.

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Save seed, plan and share – it’s as good as growing | Allan Jenkins

The best small companies, the legume holy grail and how keep them dry – top tips from a seed hoarder

I am a spender not a saver. I was never much good with money. I enjoy the ability to be able to buy things. With seeds I am a hoarder. Except for the guilt that comes now, sputtering to the end of the growing season, when I have somehow failed to sow in time, to let my seed live a fuller life. To express itself, to grow, become an adult plant, a root crop, a flower. Though I guess there is always next year.

I trawl seed businesses like other addicts collect drug dealers. I favour small companies – the specialist suppliers, the monomaniacs where my money can make a difference: Roger Parsons for sweet peas, Ben Ranyard at Higgledy Garden for (mostly) annual flowers, Mads McKeever at Brown Envelope Seeds for open-pollenated organic vegetables, Jekka McVicar for herbs, Franchi for (mostly) Italian vegetables, Adaptive Seeds for kales, and many, many others.

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Making friends with ferns | James Wong

An evergreen solution to dark problems

I am a terrible horticultural voyeur, forever peering over fences as I wander round my patch of central London. I find it fascinating what people can achieve in such small spaces, what plants they can get away with and the atmosphere they can create against all adversity.

However, there is one horticultural conundrum that even the most successful urban gardeners often find hard to crack: what to grow as ground cover in small, dark, urban spaces. You see an awful lot of white pebbles stained black by the city air, sun-loving summer bedding sulking in deep shade and (my nemesis) threadbare patches of artificial turf. But a group of plants will thrive in these dark, dingy conditions and provide perpetual clothing of green, even in the darkest depths of winter: evergreen ferns.

Continue reading...

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