Buying with a partner or a friend? OnTheMarket.com reveals 10 top tips to consider around joint ownership Joint ownership of a property may seem quite straightforward. You and your partner buy a house together and, after that, everything is hunky-dory unless the relationship goes pear-shaped. Even then, there is no problem. You just sell the […]
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Property selling is not something most of us do every day, so choosing an estate agency to handle the sale might seem a little daunting. Contrary to what you may think, not all agencies are the same and some will be more effective than others. This guide from OnTheMarket.com will help you find a professional […]
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Practice has emerged since new law designed to save renters in England money
Landlords are charging “pet rent” running into hundreds of pounds a year in an attempt to recoup losses from a ban on unfair letting fees enforced by the government this summer.
The new practice means tenants with animals are being charged up to £50 a month additional rent for a single pet, adding considerably to the cost of housing at a time when more and more families are priced out of buying and rely on rented homes.
Continue reading...Spotting cowboy builders or plumbers can be tricky. Most of us have come across them, even suffered at their hands. But how many of us have failed to spot the warning signs? If you follow our 10 top tips, you should be able to invite tradespeople into your home without living to regret it. 1. […]
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Buyers should grab deals while they can – but the bank could lose out in a precarious UK market
HSBC has been the bank that has prospered most from globalisation. Hong Kong has been its gateway to an emerging China, its UK domicile has provided regulatory and legal respectability, and its US operations have enabled it to become one of the biggest US dollar clearing banks in the world. But has globalisation now stopped working in the bank’s favour?
Hong Kong – where the bank makes about half its profit – is gripped by street protests at the same time as the US and China are engaged in a tariff war, while the UK is in a crisis of its own making. The surprise is that the bank’s share price hasn’t fallen further than it has. It’s down 10% since last August, but that’s rather better than Barclays or Lloyds, which have fallen even more steeply.
Continue reading...Battle between lenders intensifies as bank seeks bigger share of mortgage market
HSBC is to lend an extra £35bn to homeowners, further intensifying the battle among mortgage lenders to offer ultra-competitive deals to customers.
The bank, which began its drive to become a major force in the British mortgage market in 2014 and currently has about £100bn in loans on its books, is aiming to expand from an estimated 7% to about 11% of the UK market.
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