Monday, September 2, 2019
How to remove problem tenants Nottingham Estate Agents
Paul Shamplina has been in the eviction business for over 25 years. His company, Landlord Action, has helped thousands of landlords and letting agents with problem tenants. Here, Paul considers how to remove problem tenants and offers his top-tips. Landlords may wish to evict their tenants for all sorts of reasons, but it is a criminal offence […]
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A friend lent me a mortgage deposit – how much do I owe him now?
He gave me £10,000 towards the £250,000 property in 2006, but it’s now worth £450,000
Q In 2006 I bought a house for £250,000 with an interest-only mortgage. I have made occasional overpayments so the outstanding loan is £200,000 (still interest-only). The value of the house is now £450,000. A friend paid the cash deposit of £10,000 as an investment when I bought the house. He has lived in the house since then and has been paying me £330 a month in rent. He now wants the money he invested back plus any gain he has made from the house going up in value. How do I work out what I owe him? I am not intending to sell the house.
MC
A When you friend invested £10,000 in your house back in 2006, his contribution to the purchase was 4% of the purchase price (10,000 divided by 250,000 times 100). So to work out what you owe him, you simply take 4% of its current value of £450,000 which means paying him £18,000. To be scrupulously fair to your friend, you might want to get an estate agent of his choice to value the property to ensure that he agrees what the house is worth and so what he can expect to get back.
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Sunday, September 1, 2019
House prices could nosedive after no-deal Brexit, says KPMG
Analysis by accountancy firm suggests nationwide decline of about 6% in 2020
UK house prices could crash by as much as a fifth if Boris Johnson pursues a no-deal Brexit, and the biggest falls would be in London and Northern Ireland, a leading accountancy firm has said.
Reflecting the potentially vulnerable state of the property market as Brexit looms, KPMG said house prices would fall by between 5.4% and 7.5% across different regions next year if a new agreement with Brussels was not in place by 31 October.
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Bag a begonia
Begonias are a bargain if you grow them yourself
As regular readers will know, I have become a bit of a begonia obsessive. And with all sorts of new species being introduced from the jungles of Asia, it seems after years in the doldrums these exotic houseplants are finally experiencing a much-deserved renaissance. In fact, rarer specimens now frequently exchange hands online for almost £100, which continually surprises me considering how easy it is to clone these plants for free.
While there are loads of different propagation methods for begonias, many are only suitable for very specific varieties, which can make the whole process confusing for non-geeks. However, there is one that in my experience works for any variety going and, as luck would have it, is also by far the simplest. If you fancy trying your hand at cloning your own begonias, now is a good time of year to do it and all you really need is a glass of water.
Continue reading...from Property | The Guardian https://ift.tt/34dXxs4
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Bag a begonia
Begonias are a bargain if you grow them yourself
As regular readers will know, I have become a bit of a begonia obsessive. And with all sorts of new species being introduced from the jungles of Asia, it seems after years in the doldrums these exotic houseplants are finally experiencing a much-deserved renaissance. In fact, rarer specimens now frequently exchange hands online for almost £100, which continually surprises me considering how easy it is to clone these plants for free.
While there are loads of different propagation methods for begonias, many are only suitable for very specific varieties, which can make the whole process confusing for non-geeks. However, there is one that in my experience works for any variety going and, as luck would have it, is also by far the simplest. If you fancy trying your hand at cloning your own begonias, now is a good time of year to do it and all you really need is a glass of water.
Continue reading...from Home And Garden | The Guardian https://ift.tt/34dXxs4
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