Step inside the most viewed properties of 2019

Take five minutes to explore these beauties!

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Regional markets are defying Brexit uncertainty

Property prices in Wales have hit an all-time high.

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Can my brother be my tenant even if my mortgage doesn't allow it?

I am concerned about the consequences as I will be going against the terms of my buy-to-let deal

Q I have been approved for a buy-to-let mortgage. It has always been my intention not to live in the property. I live in London and am buying a property in my hometown further north. It now transpires that my brother would be happy to live in the property. I know family members are not allowed to be tenants as part of the terms and conditions of the mortgage. He will pay rent, but at a reduced rate. What are the consequences for me if we go ahead with this plan? AM

A If you breach the terms and conditions of your buy-to-let mortgage by letting the property to your brother (or any other close relative), your lender would be within its rights to demand full repayment of the loan. If you don’t tell your lender that a close family member is going to be your tenant, you would be committing mortgage fraud, which could also result in you being asked to repay the mortgage in full. Even if your lender did allow you to let to your brother, it might also take issue with him not paying a rent that covers 145% of the monthly mortgage payment, which would have been one of the requirement on which your mortgage application was approved.

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Renting in London: Top tips to stay ahead of the game Nottingham Estate Agents

London has a sense of energy and vibrancy like no other city. And if you are thinking of moving to or within the capital, you want to be in the heart of the action, or close to good transport links. The London rental sector is so vast, and so varied, that it remains highly competitive even in premium areas. […]

The post Renting in London: Top tips to stay ahead of the game appeared first on OnTheMarket.com blog.

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UK property register 'needed urgently' to stop money laundering

MPs and peers say plans for register of foreign-owned property should not be delayed

Proposals for the first register of foreign-owned property aimed at preventing “McMafia-style” money laundering should be put in practice urgently and reinforced to plug potential loopholes, the government has been told.

Draft legislation contains insufficient verification checks to deter criminals from submitting false information and could allow those exploiting trusts to circumvent controls, MPs and peers have said.

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Ornamentally barking up the right tree | James Wong

Flowers get all the attention, but don’t overlook the dramatic effect that decorative bark brings to a garden

When it comes to picking out trees for small gardens, there are several attributes that jostle for top place on people’s wish lists: spring blossom, autumn colour and winter wildlife value to name just three. However, there is one spectacular feature guaranteed to delight the senses all year round that somehow rarely gets a mention, the dazzling colour and reach-out-and-grab-it texture of ornamental bark. With smart species choice and the right design technique, I believe bark can rival any other botanical feature for real wow factor, so here’s a beginner’s guide to doing just that.

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Ornamentally barking up the right tree | James Wong

Flowers get all the attention, but don’t overlook the dramatic effect that decorative bark brings to a garden

When it comes to picking out trees for small gardens, there are several attributes that jostle for top place on people’s wish lists: spring blossom, autumn colour and winter wildlife value to name just three. However, there is one spectacular feature guaranteed to delight the senses all year round that somehow rarely gets a mention, the dazzling colour and reach-out-and-grab-it texture of ornamental bark. With smart species choice and the right design technique, I believe bark can rival any other botanical feature for real wow factor, so here’s a beginner’s guide to doing just that.

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