How to buy a house in Scotland https://t.co/s7khTUpqjP #conveymove #estateagentsnottingham https://t.co/GmjoJxU3bM (via Twitter http://twitter.com/conveyandmove/status/1041916759580782592)
Monday, September 17, 2018
How to buy a house in Scotland Nottingham Estate Agents
We asked David Corrie – head of Estate Agency at CKD Galbraith’s Castle Douglas office – to explain the process of buying a house in Scotland to potential buyers from the rest of the UK. Scottish estate agents, particularly those in Dumfries & Galloway and the Borders, are often asked by people in England (and […]
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Star property over £1million Nottingham Estate Agents
This incredible castle-like mansion house looks like it belongs in the pages of a fairy tale. It boasts 33 acres of grounds and even has a separate renovated chapel Crawfordton House has four reception rooms, a library, gym, open plan kitchen, wine cellar and six principle bedroom suites across the ground and first floors. It […]
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Star property over £1million https://t.co/NUxoaqUpKX #conveymove #estateagentsnottingham https://t.co/GmjoJxU3bM
Star property over £1million https://t.co/NUxoaqUpKX #conveymove #estateagentsnottingham https://t.co/GmjoJxU3bM (via Twitter http://twitter.com/conveyandmove/status/1041642221374767104)
10 top tips for attracting quality tenants https://t.co/B9yXuEh85y #conveymove #estateagentsnottingham https://t.co/GmjoJxU3bM
10 top tips for attracting quality tenants https://t.co/B9yXuEh85y #conveymove #estateagentsnottingham https://t.co/GmjoJxU3bM (via Twitter http://twitter.com/conveyandmove/status/1041617077960888320)
10 top tips for attracting quality tenants Nottingham Estate Agents
The buy-to-let sector is highly competitive and, not surprisingly, the landlords who are most successful are the ones who appreciate the importance of making their properties attractive to tenants. “Presentation, presentation, presentation,” says Roger Wilkinson of Wilkinson Grant & Co. “If you want to attract quality tenants at the best price, it is imperative that […]
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Sunday, September 16, 2018
Should I sign a statement confirming I have no rights to my boyfriend’s flat?
We live together but I don’t pay rent and I’m worried it will affect our mortgage when we buy a house
Q Shortly after I met my boyfriend in September 2016 he bought a flat. I moved in with him in June 2017. I pay half of the bills, but I don’t pay any rent money, because this flat is his only and I never wanted contribute to his mortgage. When he bought the flat he took out a two-year fixed-rate mortgage which needs to be renewed very soon. The first time he used a broker but this time he intends to remortgage with a new product and lender. He informed the new lender that I live in his flat but do not contribute to his mortgage. The bank advised him that he should have a written confirmation from me that I don’t have any tenancy rights. He wants to fix this his new mortgage for another two years, and after that we are planning to buy a house together. Is there any possibility that my written confirmation that I do not have tenancy rights to my boyfriend’s flat will affect my future in any way? Is this document a requirement for any mortgage application?
DC
A The new lender wants you to sign what other lenders refer to as an “occupier’s consent form” or “consent to mortgage form” to make absolutely sure that you won’t in the future lay claims to rights in the property. The reason that the bank wants this assurance is that it wants to be sure that if the property had to be repossessed, the property could be sold quickly. But provided your boyfriend keeps up with his mortgage payments, repossession is not a worry for either of you. As far as buying a property together goes, whatever you sign in relation to your boyfriend’s current flat, will make no difference whatsoever to your future joint purchase.
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